The Title Deed proves the seller’s legal ownership of the property. It must be original, clear, and updated with no pending disputes or loans.

✅ What to Check:

• Verify the chain of ownership.

• Ensure the title is freehold (not leasehold unless specified).

• No encumbrances (mortgage, lien).

📑 1️⃣ Title Deed

📜 2️⃣ Sale Deed

The Sale Deed is the main legal document for the transfer of property ownership from seller to buyer. It must be registered at the local Sub-Registrar Office.

✅ What to Check:

• Seller’s name matches ID proofs.

• Property details match approved plans.

• Proper stamp duty paid.

Ask for the building layout plan approved by the local municipal authority or DDA. This confirms that the construction is legal and follows building by-laws.

✅ What to Check:

• Layout matches actual site.

• Any extensions or floors are approved.

📋 3️⃣ Approved Building Plan

📏 4️⃣ Encumbrance Certificate

This document shows that the property is free from any legal dues or mortgages. An Encumbrance Certificate (EC) should be checked for at least the past 15–30 years.

✅ What to Check:

• EC is updated and clear.

• No unpaid loans or disputes.

Ask the seller for latest property tax receipts. This ensures that there are no pending municipal dues.

✅ What to Check:

• Original paid receipts for past few years.

• Owner’s name matches other documents.

🧾 5️⃣ Property Tax Receipts

🗂️ 6️⃣ Occupancy Certificate (OC)

If you’re buying a newly constructed flat or builder floor, the developer must provide an Occupancy Certificate. This certifies that the building is ready and safe for living.

✅ What to Check:

• OC is issued by the local authority.

• For older buildings, check Completion Certificate (CC).

A Mutation Certificate shows the change of title ownership in the local municipal records. This is needed for property tax and other future legal purposes.

✅ What to Check:

• Mutation is updated to current owner’s name.

📝 7️⃣ Mutation Document

🏘️ 8️⃣ NOC from Relevant Authorities

Depending on the property type, ask for No Objection Certificates (NOCs):

• From society/RWA (for builder floors/flats).

• From electricity, water, and other utility departments.

• From the bank, if the property was mortgaged.

Ensure the seller provides valid ID & Address Proof — Aadhaar Card, PAN Card, Passport, etc. These must match the names on all property papers.

🗂️ 9️⃣ Identity & Address Proof

📜 1️⃣0️⃣ Power of Attorney (if applicable)

If someone is selling the property on behalf of the owner, verify a registered Power of Attorney (POA).

✅ What to Check:

• POA is registered with Sub-Registrar.

• POA holder’s identity proof matches.

Pro Tip: Always Verify Original Documents

Do not rely on photocopies or verbal assurances. Always:

• Cross-check original documents.

• Take certified copies.

• Verify details at the Sub-Registrar Office or Municipal Body.

How TFRG Makes It Hassle-Free

At The Fortune Realty Group, we make sure you don’t have to chase multiple offices.
✅ Every property we list is legally verified with complete paperwork.
✅ We assist you with title search, registry, loan paperwork, and secure transactions.
✅ Zero brokerage — full transparency!

Buying a property in Delhi NCR can be simple and safe — if you verify the right documents. This 2025 checklist ensures you don’t miss any crucial step and that your dream home stays legally protected forever.

Essential Documents You Need to Buy Property

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