Stamp Duty is a tax levied by the Delhi government on all property transactions. Paying this charge proves that your property transaction is legitimate and legally binding.

What is Stamp Duty?

What is the Registration Charge?

In addition to stamp duty, you pay a registration fee to the Sub-Registrar Office (SRO) to officially register the property in your name. This makes you the legal owner in government records.

The stamp duty in Delhi is calculated based on the property value, the type of buyer (male, female, or joint ownership), and the location (urban or rural).

Example:
If you’re buying a flat worth ₹1 crore in Delhi, here’s the approx. stamp duty & registration cost:

• Male Buyer: ₹6 lakh stamp duty + ₹1 lakh registration fee

• Female Buyer: ₹4 lakh stamp duty + ₹1 lakh registration fee

Stamp Duty Rates in Delhi 2025

Here’s a general guide for 2025:

BUYER TYPE

STAMP DUTY RATE

REGISTRATION FEE

MALE

FEMALE

JOINT (MALE+ FEMALE)

6%

4%

5%

1%

1%

1%

Stamp duty is charged on the higher of these two:

• The actual sale price of the property as per your agreement.

• The circle rate (government minimum rate) for that property’s location.

So, if the declared sale price is lower than the circle rate, the duty is still calculated on the circle rate.

How is Stamp Duty Calculated in Delhi?

What is Circle Rate?

Circle Rate is the minimum value at which a property must be registered. Every locality in Delhi has a pre-set circle rate that is revised periodically by the government.

Example: If your flat’s sale price is ₹90 lakh but the circle rate value is ₹1 crore, stamp duty will be charged on ₹1 crore.

✅ 1️⃣ Register in a Woman’s Name:
Delhi gives a concession if you buy in the name of a woman. This alone can reduce your stamp duty by 2%.

✅ 2️⃣ Buy Jointly:
Joint ownership (husband & wife) can sometimes get you better rates and tax savings.

✅ 3️⃣ Check Circle Rates:
Always check the latest circle rate for your property’s locality so you don’t under-budget.

✅ 4️⃣ Plan Early:
Include stamp duty and registration fees in your total budget — don’t depend on your basic home loan alone.

✅ 5️⃣ Work with Verified Agents:
A trusted consultant ensures you have no hidden costs and all paperwork is handled legally.

Tips to Save on Stamp Duty in Delhi

Required Documents for Registration in Delhi

✔️ Sale Deed/Agreement to Sell

✔️ Latest Property Tax Receipt

✔️ Identity & Address Proof (Aadhaar, PAN Card)

✔️ Passport size photos of buyer & seller

✔️ No Objection Certificate (if required)

✔️ Proof of Circle Rate (if applicable)

How TFRG Makes It Easy

When you buy your dream home through The Fortune Realty Group, we help you:
✅ Understand exact stamp duty & registration charges upfront.
✅ Find verified properties with clear registry.
✅ Get home loan guidance for smoother funding.
✅ Complete paperwork and site visits hassle-free.
✅ Pay zero brokerage fees — more savings for you!

Stamp duty and registration fees are not optional — they’re a crucial step in securing your legal ownership. Knowing the exact rates and calculation method helps you budget smartly and avoid last-minute stress.

If you’re planning to buy a 2 BHK, 3 BHK flat, builder floor, or plot in Delhi NCR, trust The Fortune Realty Group to guide you every step — with clear advice, verified listings, and zero hidden fees.

Verified & registry-ready properties in Delhi NCR

Planning to buy a 2 BHK, 3 BHK flat, builder floor, or plot in Delhi NCR?

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