Buying Property in India? 13 Essential Documents You Must Check to Avoid Legal Nightmares in 2025

From title deeds to occupancy certificates, discover the 13 key documents every real-estate buyer needs — a must-read guide for safe property investment in Delhi-NCR and beyond.

The Fortune Realty Group

11/6/20253 min read

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Buying Property in India? 13 Essential Documents You Must Check to Avoid Legal Nightmares in 2025

From title deeds to occupancy certificates, discover the 13 key documents every real-estate buyer needs — a must-read guide for safe property investment in Delhi-NCR and beyond.

✅ 1. Title Deed

Proof of true ownership of the property. Ensure it is clear, marketable, and legally transferable.

✅ 2. Sale Deed

The core legal document that transfers ownership from seller to buyer. Must be properly stamped & registered.

✅ 3. Mother Deed

Historical ownership chain document. Confirms that the title has passed legally over time.

✅ 4. Encumbrance Certificate

Shows no legal dues, mortgages, or loan liabilities on the property.

✅ 5. Khata/Mutation Certificate

Municipal record of property ownership for tax and civic purposes.

✅ 6. Approved Building Plan

Verifies the building or project has legal construction approval from authorities.

✅ 7. Occupancy Certificate (OC)

Issued by competent authority confirming the building is safe to occupy.

✅ 8. Completion Certificate

Confirms that construction followed approved plans & local regulations.

✅ 9. Sale Agreement

Agreement between buyer & seller with price, terms, timeline, and conditions.

✅ 10. GST Receipts (if applicable)

For under-construction property purchases subject to GST.

✅ 11. RERA Registration Certificate

Ensures the project is registered under RERA (mandatory for most projects).

✅ 12. Property Tax Receipts

Shows that previous owner paid all dues — avoids future liability.

✅ 13. NOC Certificates

Includes required NOCs from environmental, fire, utility, and other authorities depending on project type.

13 Must-Check Property Documents for Safe Buying

Checking these safeguards helps you avoid:

  • Fraudulent property deals

  • Illegal construction issues

  • Builder disputes & litigation

  • Hidden loan mortgages

  • Possession & occupancy problems

Legal due diligence protects your lifetime investment and future resale value.

Why These Documents Matter

Markets like Delhi, Gurgaon, Noida, Faridabad, & Ghaziabad demand extra caution due to:

  • Mixed land titles

  • Builder floor markets

  • Redevelopment projects

  • Plot + colony approvals

  • Urban expansion zones

Always verify government approvals, RERA status, and municipal documentation carefully.

Special Note for Delhi-NCR Buyers

Before signing any agreement or paying a token — verify all 13 documents.
Legal diligence means:

🏦 Safe investment
📜 Clear title & ownership
🛡️ Protection from fraud
📈 Better future resale value
✅ Peace of mind

In real-estate — documents are your strongest safeguard.

Final Takeaway

Explore Other Prime Real Estate Opportunities in NCR

There are several verified and ready-to-move flats available in the region. At The Fortune Realty Group, we provide expert guidance and curated listings to help you find the perfect property.

You can explore:

At The Fortune Realty Group, we help you find:
✅ Verified luxury builder floors with clear registry
✅ Prime locations like Gurugram, Manesar, Chattarpur, Vasant Kunj, Vasant Vihar, and more emerging hotspots
✅ Full support with home loans, legal formalities, and after-sales services
✅ Zero brokerage deals — so your investment goes directly into your dream home, not middlemen

With booming infrastructure, excellent connectivity, and rising demand, Gurugram, Manesar, Chattarpur, Vasant Kunj, and Vasant Vihar have become top choices in Delhi NCR for luxury living and high-return real estate investments.

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How TFRG Makes Luxury Buying Stress-Free

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Looking to Invest in South Delhi or Manesar?

Contact TFRG today for verified listings, legal due diligence, and best-in-class guidance across residential, commercial, and plotted developments.