Table of Contents

1. LIC Unveils High-Value Short-Term Premium Plan

2. Plan Highlights: Pay for 4 Years, Earn Big

3. Who Should Consider This Plan?

4. Why This Plan Stands Out

5. Investor Insight: Combine Real Estate + Insurance for Wealth Stability

6. Final Takeaway

7. Related Reads to Explore

8. Explore Other Prime Real Estate Opportunities in NCR

Life Insurance Corporation of India (LIC) has launched a new 4-year premium investment plan, offering investors a chance to receive up to ₹1 crore at maturity by paying premiums for only four years.

As per the TimesBull report, this policy is designed for investors seeking secure, high-value returns with a limited premium duration — making it ideal for high-income earners and wealth planners.

The plan highlighted is LIC Jeevan Shiromani, a premium guaranteed-return product targeted towards high-net-worth individuals (HNIs).

LIC Unveils High-Value Short-Term Premium Plan

Plan Highlights: Pay for 4 Years, Earn Big

Key features of this LIC plan include:

The report mentions that after investing for four years, policyholders can receive crores on maturity — depending on premium slab selection.

This LIC limited-pay plan is suitable for:

• HNIs & senior professionals

• Business owners

• NRIs seeking secure India-based returns

• Wealth planners wanting guaranteed payouts

• Individuals focusing on short-term premium commitment

In a market with volatile equity cycles and rising inflation, short-term guaranteed investment instruments like this gain importance in financial planning portfolios.

Who Should Consider This Plan?

The scheme appeals to long-term savers due to:

✅ Government-backed safety
✅ Guaranteed high-value maturity payout
✅ Short premium duration — only four years
✅ Life cover benefits along with returns
✅ Suitable for large-ticket disciplined savings

For wealthy investors comparing asset classes — real estate, gold, and equity — such life-insurance backed products create risk-free corpus accumulation.

Why This Plan Stands Out

HNIs in India typically diversify across:

• Real estate

• Insurance-linked guaranteed plans

• Mutual funds & equities

• Bonds & deposits

• Alternate yield assets

This LIC policy provides the secure foundation part of wealth strategy, while real estate — especially luxury NCR projects and land investments — provide capital appreciation and rental yield potential.

Balanced portfolios today contain both guaranteed instruments and physical assets.

Investor Insight: Combine Real Estate + Insurance for Wealth Stability

The new LIC Jeevan Shiromani 4-year premium plan gives investors:

• 💼 Short-term payment commitment

• 💵 High maturity corpus opportunity

• 🛡️ Guaranteed returns + insurance cover

• 🎯 Ideal risk-free wealth building for 2025

For HNIs planning long-term wealth creation, pairing real estate appreciation with secure LIC corpus plans can build a balanced and recession-proof portfolio.

Final Takeaway

Explore more wealth-building & NCR real-estate insights:

• 🏙️ Why Farmhouses Are the New Wealth Play for India’s Affluent

• 🏗️ Experion’s 45-Storey Trillion Tower — Luxury Investment Insight

• 📈 Realty Revival Sparks Hiring Surge — Market Strength Ahead

• 💸 ITAT Ruling on Property TDS — Critical Tax Lesson for Sellers

Related Reads to Explore

Explore Other Prime Real Estate Opportunities in NCR

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